Why It Is Necessary To Hire A Personal Injury Lawyer If You Are Forced To Deal With An Insurance Adjuster From The ICBC
Regardless of why you are in communications with an insurance adjuster, it is always important to keep in mind that the adjuster was hired by the ICBC and is thus acting in their best interest, and not in yours. What this means is that they want to settle claims quickly and quietly and spend as little money in the process as they possibly can.
The settlement offers made by insurance adjusters are always on the low end and rarely fair in terms of covering your accident related expenses and losses. The adjuster will likely also try to make it seem like you were partially at fault for causing the incident that left you injured, regardless of how obvious it may seem to you that the fault lies fully with another party whose behavior was severely negligent. Thus, you might be lowballed by the insurance company if you don’t have a legal counsel in your corner. They will represent your rights and you can be sure that you have the right to justice and entitled compensation.
Furthermore, you should also keep in mind that ICBC adjusters do not necessarily have to have been legally trained, which means that they may not even understand the legalities surrounding your claim and what your other options are if you choose to move forward with your claim and deny the adjuster's settlement offer.
Taking a closer look at the ICBC litigation process
As already mentioned, the ICBC and their hired adjuster want to settle claims quickly and upkeep as much of their profit as possible. In cases where liability is clear and undeniable, settlement offers are more likely to be fair than if it is in dispute. This is because, if they can argue that you are also partially at fault, then your compensation will be struck with a deductible which can significantly lower the settlement amount you receive.
And all of this is why you will need to hire a personal injury lawyer in Kelowna and get them involved in negotiations as soon as possible. For one, they will help you gather evidence, but secondly, they will also take over negotiations and communications with the ICBC and their adjuster. This means that you will have a legally trained and experienced party on your side who will be acting in your best interest and your best interest only. Furthermore, they will also have the resources to significantly increase your chances of success by hiring expert witnesses to speak out on your behalf, and by having the training to take your case to court, if necessary.