Understanding How Fault Is Determined In The Event of A Motor Vehicle Collision
British Columbia has been experiencing a steady increase in motor vehicle collisions all over the province. Back in 2011, the number of motor vehicle collisions, or more specifically car collisions, was sitting at roughly 260,000. By the time 2015 rolled around, that number had already climbed up to a staggering 300,000, which makes for a five-year average of 270,000. That is a horrifyingly high number we should all strife to decrease to the best of our abilities.But how we can do that is a topic for another day. Today, we are going to be looking at the aftermath of such collisions. More specifically, at the topic of determining fault in the aftermath.
The role of the ICBC when it comes to determining liability
The first thing to understand about fault is that the party who will get the first say in determining fault is generally the ICBC. And whoever they deem to be liable, will have quite a lot of consequences heading their way; starting at their overall eligibility in regards to insurance benefits for their sustained injuries, over their general insurance status, and ending with a whole lot more than most people would think of when they think about liability in just one case.In order to take the right actions in preparing yourself with the help of personal injury lawyer in Vancouver, it is important to understand which factors the ICBC will be influenced by as they determine liability in a motor vehicle collision case. When you hire the services of a lawyer, it helps you maximize your claim as they will work on all aspects of the claim and help organize documents and file the required evidences.
How the ICBC determines liability?
If you wish to get into the nitty gritty of things, the best place to look is in the Motor Vehicle Act which provides detailed documentation of their thought progress and system of determining fault. For this article, however, we are going to keep things a little vaguer.
The first step usually undertaken by the ICBC, is to pick an insurance adjuster who will then interview everyone who was involved in the motor vehicle collision. This includes the drivers and their passengers, as well as any bystanders and other witnesses who were present at the scene.Afterward, this adjuster is going to tackle the police reports which have been drafted and filed in regards to the collisions. Sometimes, they will also visit the accident site in order to assess potentially unique conditions of the road and surroundings which may have influenced the drivers and thus also the accident.