Tips For Reporting An ICBC Claim In Vancouver

Any driver and car owner in British Columbia has the right to seek the available no fault benefits, if he or she becomes involved in a car accident. Still, each such driver needs to know the process that should be followed.

Steps 1 to 4 in that process:

1. Dial the publicized telephone number no more than 24 hours after the accident. Actually, there are 2 numbers from which an accident victim can choose: 604-520-8222 and 1-800-910-4222.
2. Find and hire ICBC Lawyers in Vancouver.
3. In a written statement, describe the reported accident. Submit that statement to ICBC no more than 30 days after the reported incident.
4. Submit a formal application for the available benefits no more than 90 days after the reported incident.

Reasons why the application may be denied:

• Application included a false statement.
• Applicant has history of DWI.
• Traffic reports indicate that applicant made improper use of the driven vehicle.
• Applicant was committing a crime at the time of the collision.
• Applicant breached the agreement stated in the policy.
• The reported accident considered minor by ICBC’s standards.

The experts will evaluate the evidence examined during ICBC’s investigation, in order to determine who was at fault. These documents include the police report, witness statements and discovered contributory evidence

Benefits sought by completing step 4 of the 4-step process:

• Reimbursement for medical and rehabilitation expenses
• Payment of money to cover lost wages
• Payment of homemaking expenses
• Death benefits, if the injured victim died.

Damages that become available, if the case goes to court:

General damages: These cover the expenses that arise from intangible items, such as pain and suffering. No accident victim in British Columbia can seek those general damages, except by suing the responsible party.

Special damages: Money offered as compensation for calculated costs. The benefits provided to those that follow the 4-step process cover the special damages.

Punitive damages: The defendant gets charged these, if the defendant’s actions showed a marked disrespect for the plaintiff, and the disrespectful defendant exhibited a reckless sort of behavior. If the plaintiff has a strong case against the defendant, the court might call for costly punitive damages.

The court prefers to see agreement between the punitive damages and the value of the victim’s compensation. In other words, the court seeks to monitor and control the extent to which any defendant gets hit with the need to handle a monetary punishment/punitive damages. Sometimes, a plaintiff might ask the hired lawyer to reduce the punitive damages, in hopes of reducing the amount of the award, a part of which can be taxed by the government. Yet a judge could note the reduced figure and order a corresponding reduction of the compensation, so that one damage award would match better with the other one.