Part 7 Benefits Available To Injured Victim of Motor Vehicle Accident

In British Columbia (BC), all those involved in a motor vehicle accident can receive Part 7 benefits, regardless of who has been named at fault. The Insurance Corporation British Columbia (ICBC) refers to each of those involved parties as one of the insured.

Who comes under the heading of “insured”?

• The owner of a vehicle that has been damaged in a collision
• All those that live in the same house as that owner.
• Any licensed driver in BC
• Any injured passenger in a vehicle that was licensed in BC
• Any pedestrian or bicycle rider that was hit by a licensed, unlicensed, insured or uninsured driver.
• Any BC driver/resident that was hit by an uninsured motorist
• The representative of someone deceased, following occurrence of an accident in British Columbia.

Types of benefits received by the Insured

Reimbursement for lost earnings. Payments do not start until 7 days after the accident. The recipient gets 75% of his or her gross earnings, or $300 per week. If the victim is a homemaker, the homemaker benefit replaces the reimbursement for lost earnings. It ensures delivery of $145 per week.

Money for medical and rehabilitation expenses: That includes funds for any health-related devices, plus money for any needed changes in the home. In addition, this benefit covers the costs of therapies and treatments; however, the Provincial government has capped the size of such payments at $300,000.

The family members that have lost a loved one, an accident victim with a fatal injury, can seek funeral and death benefits. Such families can expect to receive as much as $2,500, along with the possibility of an added death benefit to a qualified, grieving family.

Which families can qualify for that added amount of money? That would be the ones in which the decedent has been survived by a spouse or a dependent family member. The dependent could be either a child or a parent, if the deceased adult had chosen to support an elderly parent.

A family’s chances for receiving the added death benefit would vanish, if the spouse had died, but a former spouse was still alive. By the same token, those chances would cease to exist, if the only surviving child was a stepson or a stepdaughter. Those details might encourage someone to conceive of similar, not identical relationships.

What if a stepson had been supporting the adult parent, the one that had died in a motor vehicle accident? Would he qualify for that added amount of money? That question highlights the sorts of issues that can come-up, after someone has died as the result of a collision. Families that seek to resolve such issues should seek the services of the appropriate Car Accident Lawyer in Kelowna.