How ICBC Studies The Background of A Claimant’s Life
The Insurance Corporation of British Columbia (ICBC) has an array of defense tactics. It delays use of one of its most intrusive tactics until it becomes apparent that a given case is about to come to trial. At such a time ICBC sends independent investigators into the field, in order to interview witnesses.
What is the nature of the field in which the investigators seek witnesses?
The investigative team canvases the neighborhood in which the person about to go to trial lives. That same person or their ICBC Lawyers in Vancouver has filed a claim, after being involved in a motor vehicle accident on a road or highway inside of British Columbia.
What sorts of questions do the neighbors get asked?
An investigator might ask whether or not the person being investigated has mentioned working on some project inside his or her home. What was the nature of that project? Was it something that seemed to demand the contribution of a good deal of effort from the homeowner, or from someone residing at that private residence?
Alternatively, a neighbor might get asked whether or not the person with a trial date spends a lot of time outdoors, doing gardening tasks? Performance of yard work could call for utilization of muscles that the person with the trial date has said were sore, and incapable of carrying out their normal functions. That fact explains an investigator’s interest in any possible gardening tasks that have occupied the time of the neighbor that anticipates the holding of arguments about his or her case in a courtroom.
Finally, a thorough investigation would seek to learn about any sporting activities that the person that has filed a claim with ICBC might have chosen to take part in. Does he or she go to an adult swim at the local swimming pool? Has he or she joined a volleyball team? Have neighbors seen him or her leaving to go to the gym?
What the neighbors approached by the investigators should know:
Someone that has been approached by an investigator should not feel obligated to speak to that some individual. No action of any kind can be taken legally against such a person.
Anyone that has been asked a question by some member of one of ICBC’s hired investigative teams has the right to volunteer to provide the team with written answers. The sharing of a written answer might reduce the amount of time in which the team members could study the information that had been offered to them. In other words, it could provide ICBC with less time for preparing a great defense.
Naturally, anyone that has been approached about being a witness should appreciate the value of limiting the amount of information offered. Someone that has agreed to answer a few questions should not supply the questioner with facts that shed light on a topic that was not mentioned in the original question. Of course, it does not hurt to heap praise on the person/neighbor that is being investigated.