How A Car Accident Can Lead To Loss of Victim’s Earning Capacity?

Insurance companies seldom dispute the fact that an injured man or woman cannot carry-out his or her work responsibilities. Consequently, the same victim must lose wages during the recovery.

On the other hand, insurance companies seem reluctant to look into the future. Seldom does an insurer acknowledge the degree to which a given injury reduces a victim’s future earning capacity.

Did the injury affect the victim’s ability to work and earn an income?

• Was the victim suffering a chronic pain? An employee in pain might ask to work fewer hours.
• How bad was the pain? Pain can affect a worker’s on-job performance.
• Was a surgical treatment necessary? That can lead to development of complications.

What an injury might do to a resume?

Suppose that the victim of an accident received some type of surgical implant. That is possible. A victim with a traumatic brain injury might develop hydrocephalus. That gets corrected by the placement of an implanted shunt.

Sometimes a shunt gets infected. Sometimes it breaks down. In either case it must be replaced. That takes time; the patient is unable to report to work. It could be that the employee must resign and look for work elsewhere. That puts a “hole” in the resigning worker’s resume.

ICBC Lawyers in Surrey know that the people working in a human resources department do not like to see a resume with lots of “holes” in it. Such a pattern can reduce the chances that the job applicant will get accepted. In other words, complicating factors can reduce the future earning capacity of the affected employee.

How a resume can compensate for long periods of illness or recovery from an injury?

A job applicant with an abundance of skills has the ability to make a resume that actually covers-up the absences from work. Some resumes focus on the applicant’s skills, rather than the applicant’s work history. That approach can mask the existence of “holes” in a resume.

You do not have to be working in a company or business, in order to acquire useful skills. You can be attending a course of some kind. That is an approach that might be tried by someone that has suffered a terrible injury in a car accident. Just pick a course that does not look like a way to pursue a hobby.

By the same token, you could volunteer your time at a place where you would be learning useful skills. You might want to refer to your volunteer activity as a skill-building activity. That would showcase your desire to work hard. A display of skills, along with a readiness to work hard can go a long way towards making up for a lousy future earnings capacity.