Advice For BC Residents That Will Be Dealing With One of ICBC’s Adjusters
Any motorist that has filed a claim with the Insurance Corporation British Columbia (ICBC) should anticipate receiving a call from one of ICBC’s adjusters. The adjuster might strive to initiate a friendly conversation. Yet that could be an attempt to disguise the adjuster’s true role.
What is that role?
The adjuster works for ICBC; consequently, the adjuster’s role calls for performance of efforts that are aimed at saving money for BC’s Corporation. Adjusters know a number of techniques that can help then to carry-out their role in an effective manner.
What sorts of techniques does an adjuster use?
That ICBC-employee studies information available on a given driver, one that has filed a claim. That information discloses certain facts, such as the extent of the claimant’s driving experience, and the number of prior claims filed by the current claimant.
A number of the adjuster’s techniques are meant to help ICBC save some money. If a claim cannot be denied, then the adjust might suggest that the claimant is partly to blame for the reported accident. A motorist/claimant that gets hit with such an allegation should speak with the adjuster’s manager and request a claim assessment review with the help of Personal Injury Lawyer in Vancouver.
An ICBC-employee has the ability to gain access to a claimant’s medical records. Fortunately, the claimant has the right to seek information on the facts from those records that will be used during the formulation of ICBC’s determination.
Approach suggested for those that must deal with an adjuster
Do not accept any proposed settlement, until you have had a chance to review the settlement’s details. Check to see if it takes into consideration certain problems that might arise in the future. For instance, if the accident caused a catastrophic injury, then the settlement’s terms should acknowledge the victim’s loss of future opportunities to earn a living.
Some adjusters compensate the claimant/victim for only the loss of wages in the immediate past. Yet an injury can complicate the search for a money-making position. Those complications can work to impede any job search that might be undertaken by someone that has filed a claim with ICBC.
For instance, a victim that had relied on a surgical correction of a specific medical problem might need more operations in the future. Yet, an employee’s repeated request for time off might annoy an employer. Such requests could trigger termination of the worker that needed repeated operations.
That worker would need to find a new job. If the worker’s resume had a number of blank spaces, the task of finding a new job could prove quite challenging. Ideally, any settlement proposed by the other party’s insurance company would indicate a readiness on the part of the insurer to acknowledge that challenge.