Actions To Take If You Get Hit By An Uninsured Driver

Some facts might cause a reader of this article to question the likelihood that any driver would get hit by an uninsured driver. Motorists that travel down the road without any type of car insurance risk having their license or registration suspended, as well as the chance for getting hit with a ticket. Yet that does not seem to stop some drivers from accepting such risks. While data on British Columbia is not available, it is known that in the past year, there were 2,000 times when an uninsured motorist hit another vehicle on a public road. Moreover, those are only the reported incidents.

British Columbia has an uninsured motorist fund

That fund does not provide money to uninsured drivers that have received a ticket and need to pay a find. Instead, it helps residents of British Columbia get compensated, whenever such a resident becomes injured, due to the actions taken by an uninsured driver.

The actions that a driver should take, before seeking access to the uninsured motorist fund.

At scene of accident the involved drivers are supposed to share their information. If the other driver seems reluctant to offer his or her name, that could indicate that he or she has failed to obtain an automobile license. Do not allow that fact to keep you from providing the other driver with your name and the name of your insurance company. You should also show the other driver your driver’s license.

If you suspect that the other driver does not have insurance, you will have to be discreet about placing a call to the police. At the same time, you need to stand prepared for the possibility that the uninsured driver might flee the scene. For that reason, you must copy the string of letters and numbers on the other driver’s car license plate so later on your ICBC Lawyers in Richmond can use it.

You can also take a picture of that plate. While you take that picture, be sure that you get pictures of the damaged vehicles. Snap those before the other driver has a chance to leave the scene of the accident. Your photographs ought to indicate the position of the vehicles, following the time of the collision. If there are any witnesses, speak with them, and get their name and contact information. If you have been injured, be sure to pay a visit to a doctor, a hospital or a clinic. If you do not have a serious injury, you need to stay at the scene and await the arrival of the police, so that you can give your interpretation of what happened.

Why it helps to hold the other driver at the scene for as long as possible.

If the police get there, and the other driver is gone, you might be asked to help with finding and contacting that other driver. The police might decide to treat the incident like a hit-and-run accident. In other words, you can save yourself some added time and effort by holding that other driver at the scene of the accident.