A Close Look At ICBC’s Engagement With The Adjuster

The Insurance Commission of British Columbia (ICBC) counts on each of its adjusters to do their job. Unfortunately, the performance of that job does not help accident victims to obtain a fair compensation for their injuries.

Level of performance expected from each adjuster

• Making sure that each claim gets paid out as quickly as possible.
• Making sure that each claimant receives as little money as possible.

None of the adjusters have the legal background of a Personal Injury Lawyer in Surrey. Consequently, none of them can appreciate a given claim’s implications. As a result, ICBC has the ability to portion blame between both disputing parties, even when the evidence suggests that one particular party was responsible for the accident.

The procedure used by ICBC when granting a settlement

The adjuster makes a settlement offer. If the claimant feels that it is not a reasonable offer, then that same claimant has the right to hire a personal injury lawyer. The lawyer initiates trial proceedings. In hopes of winning those proceedings, the lawyer collects the relevant evidence. In addition, that same attorney contact experts that can serve as witnesses. At the same time, it becomes the attorney’s task to gather the resources that should guarantee the client’s ability to retain the contacted witnesses.

Sometimes, a lawyer’s skills get used during a series of negotiations. Still, if the negotiations fail, it becomes the lawyer’s job to argue the plaintiff’s/client’s case in court. The jury’s verdict determines the terms by which the case gets settled, unless ICBC has agreed to the terms of a settlement before the jury declares its verdict. The lawyer arguing the case hopes that the plaintiff/client gets awarded a fair amount of money.

The attorney’s post-verdict responsibilities

Lawyers cannot forsake their clients, even those that have received a nice award from the court. Lawyers must make sure that what the court has chosen to award a client/plaintiff gets delivered to that same plaintiff. The money awarded by the court equals the amount of the no-fault benefits, which ICBC had owed to the plaintiff. Sometimes the size of those no-fault benefits does not cover all of the claimed expenses.

Lawyers do not ask their clients to manage with the limited funds. Instead, any personal injury lawyer that has argued a case for a resident of British Columbia gets busy doing some research. That same attorney looks for possible sources of additional benefits.

The collected evidence could help with the identification of those possible sources. That evidence might suggest who else could be held partly responsible for the accident. Using at least some of their collected evidence, lawyers try to increase the size of the benefits that have been granted to their different clients.